• Blockchain: Transforming Your Business and Our World – Now Available!

    Last year, I was researching for my PhD, and I noticed that there was a lack of knowledge available on how Blockchain could be used for social good. Most of the information available related to Blockchain was either about Bitcoin and cryptocurrencies or how the financial services industry could benefit from distributed ledger technology. This seemed strange to me, especially because Goldman Sachs already stated in 2015 that "Blockchain can change … well everything". That was when Dr Philippa Ryan and I set to work to fill this gap and investigate how Blockchain can be used to improve our [...]

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    Online Reputation: How Sesame Credit Changes the Concept of Privacy

    The internet has a problem. On the one hand, we have the ‘Western internet’ where everyone can do as they like, where you can be anonymous and say/do whatever you want, but where reputation and online trust is difficult. As the famous saying goes: “on the internet, nobody knows that you are a dog”. On the other hand, we have the ‘Chinese internet', where every action you do is recorded and contributes positively or negatively to your reputation. However, privacy is non-existent. None of these two internets is ideal, which is why we are working on a solution to make anonymity [...]

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    Where to Open a Bank Account in Europe as a Crypto Startup?

    Many banks around the globe are not very crypto-friendly. Most of them simply refuse any company that has something to do with cryptocurrencies, whether you are a trading company or doing an ICO. These banks rather stay away from cryptocurrencies, being afraid of criminal activities such as money laundering. Although you could argue that the entire point of a crypto startup is not to have a bank account, almost always you still need a bank account, for example, to pay your taxes or your employees. The question then arises, where in the world should you go to if you want to open a bank account[...]

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    What the Convergence of AI and Blockchain Means for Organisations

    AI and Blockchain are two of the hottest technology trends hitting the market today. Blockchain stands to revolutionise communication and transaction recordation, building trust between strangers and enabling increased provenance, transparency and privacy. AI takes on incredibly complex tasks and applies tremendous computing power to learn these tasks to near perfection. So, how do these very disparate technologies come together to create even more opportunity? Though created using fundamentally different approaches to technology, both technologies have a lot to offer each other. The Merging [...]

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    Why We Should Embrace Technology to Change Globalisation

    We live in a world where increasingly globalisation is under threat. The biggest threat comes from trade wars, started by Mr Trump, that could significantly harm the world economy. This week, the International Monetary Fund warned that Trump’s trade war could cost the global economy $430 billion in 2020. As the IMF’s report states, all countries will suffer, but the USA the most. Trade wars also affect the oil prices, which went down more than 4%. Trade wars are bad for the global economy as, in the interconnected world that we live in, it will affect everyone; from small business to large[...]

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    Thanks to Emerging Technologies, the Future Will Never Be Slow Again

    The fast-changing, uncertain and ambiguous environments that organisations operate in today, require organisations to re-think all their internal business processes and customer touch points. In addition, due to the availability of Emerging Information Technologies such as big data analytics, blockchain and artificial intelligence, it has become easier for startups to compete with existing organisations. Often these startups are more flexible and agile than Fortune 1000 companies, and they can become a significant threat if not paid attention to. Therefore, focusing purely on the day-to-day [...]

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    How Blockchain Will Disrupt the Retail Industry

    The retail industry has become increasingly complex in the past decades. Products are made in one part of the world, assembled in another and sold in a third part of the world, whether it is food, clothing or flowers. As a result of this complexity, transparency has become challenging, and it is not always clear to consumers how and what products move through the supply chain. When it comes to tracking products from farm to plate, customers are often left on their own. Even with Fair Trade, where transparency is a pre-condition, it is often difficult to verify if a Fair Trade product is indeed[...]

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    How Blockchain and GDPR Could Work Together

    In an era where data privacy is an increasing concern, blockchain technology is moving toward a more transparent and more verifiable security model. Blockchain is a decentralised database where any data stored is read and write and not editable. As such, any data is immutable, verifiable and traceable. That puts blockchain in direct opposition to the General Data Protection Regulation (GDPR) that goes into effect on May 25, 2018. With regulations pushing for more consumer control of personal data, can blockchain technology work within this new framework? Absolutely, but not as it currently [...]

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    Tokenomics: How Tokens Fuel the Decentralised Economy

    The decentralised economy is booming, despite heavy losses on the crypto market in the past months. In the first quarter of 2018, venture fundraising in blockchain startups has been more than 40% of the total VC funding in 2017, promising a good year for crypto startups concerning VC investments. On the other hand, nearly 50% of the companies that did an ICO in 2017, have already failed, despite having raised over $104 million. Despite the differences in industry, location, product and service on offer, they all have one thing in common: they use some sort of token as the key enabler to the[...]

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    How Blockchain Could Disrupt the Telecom Industry

    The Telecom industry is known for reinventing itself. In the early days of telecom, fixed landlines were the key product of Telco's, while with the advent of the mobile phone this moved to mobile subscriptions and the massive cash cow SMS. However, in recent years, for many Telecom organisations the main revenue is no longer call but data, which required another change in their business model. With every organisation turning into a data organisation, there are significant opportunities for the Telecom industry to reinvent itself once again, thanks to Blockchain. Since telephony is so [...]

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