• What is a Security Token Offering (STO) and Could it Replace the ICO?

    In 2017, there were 875 Initial Coin Offerings (ICOs), raisingUS$6,23 billion, which equals on average US$7,12 million per ICO. In 2018, there were 1257 ICOs that raised US$7,85 billion, which comes down to an average of US$6,25 million. Not surprisingly, the vast majority of these ICOs were done in the first months of 2018. In the past four months of 2018, the total amount raised was $873 million. There are no details yet on the deals done so far in 2019, but it can be safe to say that the amount will not be high. In the past years, we have seen the rise and fall of the Initial Coin Offering.[...]

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    Why the Crypto Winter is Good for Blockchain

    In April 2017, the total market cap of the cryptocurrency market was US$25 billion. Nine months later, on January 8, 2018, the market cap reached its highest point of US$813 billion. A staggering increase of 3252% in just nine months. However, one month later, as of February 6, 2018, the market cap dropped to US$308 billion. A drop of 62% in just one month. End of November 2018, the market dropped to US$ 122 billion, another drop of 60% since February 2018. Since then, it has sort of stabilised around this market cap. It is clear that we are in a crypto winter. For many investors in the [...]

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    Where to Open a Bank Account in Europe as a Crypto Startup?

    Many banks around the globe are not very crypto-friendly. Most of them simply refuse any company that has something to do with cryptocurrencies, whether you are a trading company or doing an ICO. These banks rather stay away from cryptocurrencies, being afraid of criminal activities such as money laundering. Although you could argue that the entire point of a crypto startup is not to have a bank account, almost always you still need a bank account, for example, to pay your taxes or your employees. The question then arises, where in the world should you go to if you want to open a bank account[...]

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    How Blockchain Could Disrupt the Telecom Industry

    The Telecom industry is known for reinventing itself. In the early days of telecom, fixed landlines were the key product of Telco's, while with the advent of the mobile phone this moved to mobile subscriptions and the massive cash cow SMS. However, in recent years, for many Telecom organisations the main revenue is no longer call but data, which required another change in their business model. With every organisation turning into a data organisation, there are significant opportunities for the Telecom industry to reinvent itself once again, thanks to Blockchain. Since telephony is so [...]

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    Crypto Regulations: How ICO Regulations Differ Across the Globe

    For those of you who have been reading my recent articles, I have been focussing my attention on the necessity of regulations in the crypto world. The number of scams among ICOs seems to be growing and on a daily basis, I receive invitations to join another ICO as an ‘advisor'. I do not have to do anything, just give my name, and reputation, to this ‘startup' and they will list me as an advisor on their website. Most of the time, they do not have any code, no community, barely a team, a badly-written white paper, hardly any information on their token and why they need a token and if I ask [...]

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